Saturday, April 27, 2019

What Can I Do To Have My Facelift Covered? - Guest Post

People often have a multitude of reasons for wanting plastic surgery. Not one to take lightly, this choice is both important and influential. People often spend years or even decades desperately wanting to change their appearance. However, one always-present factor is cost.

Costs of a facelift can run into the quadruple digits, depending on location. Potential patients may be wary because of the costs and may hope that insurance will cover a good portion of that load. However, many insurance companies will be reluctant to cover a wide range of lift procedures.

Individuals have to learn as much as they can about their contract, their insurance company, and their own health circumstances before knowing the connection between lifts and their own insurance coverage.

Lift procedures

There are a wide variety of lift procedures, to begin with. The most common is the facelift — a facial rejuvenation treatment. A facelift involves removing and sometimes tightening the excess skin on your face, smoothing out the wrinkles that were previously there. Then, you would perform regular facial exercises to keep the skin looking as clear and toned as possible. You can often combine this with other facial procedures, like a nose job or eyelid surgery.

You’ll find that the “sagging” look isn‘t there anymore and your face looks tighter and more youthful. But there are definitely some challenges associated with facelifts. It is both time-consuming and involves follow-up care. Because the face is so delicate, expertise matters. Surgeons cut and pull skin close to the orbital bone, the skull, and many of the most important parts of the nervous system. The potential headaches associated with a facelift help lead to the considerable costs associated with the procedure.

What can Insurance do?

Insurance coverage depends on several factors. One key factor is a medical necessity. There are lift procedures that have a medical benefit to them. This auxiliary benefit is similar to the benefits of other forms of plastic surgery such as some Botox injections. The importance of medical benefits is the difference in many insurance policies between necessary or medically relevant surgeries and purely elective procedures.

Most insurance contracts will have a clause where the insurance company will cover a large percentage of the procedure above the deductible and copay if the procedure deals with a medical need. There are also some specifically tailored insurance policies that will pay for plastic surgery. But in most cases, traditional insurance policies will not pay for purely elective benefits. If an individual has a procedure done for purely cosmetic reasons, insurance companies may balk and refuse to help pay for the procedure.

What to do

Anybody interested in a lift procedure needs to first check their insurance contracts. This information may hold the relevant categories that can help to determine whether they will cover the procedure. Before considering such surgery, an individual should also have a detailed medical examination. This examination will help point to any potential problems that an individual might have that could require the facelift. If a person can justify their facelift as both cosmetic and helping to treat an underlying condition, insurance will look more favorably upon the procedure.

There is even a chance that insurance would pay for the procedure when it would not have otherwise. In cases where there is no medical justification, an individual should be in close contact with both their surgeon and their insurance company. They may work an arrangement out where an individual has to pay less than the full advertised price for the procedure. They will never know about this lower price unless they make a serious inquiry. However, without insurance, an individual will most likely have costs that run into the thousands of dollars.

In Closing

Individuals who are facing the prospect of paying for a facelift have many options. They may not have to write a check as there are payment plans available and surgeons who may negotiate their fees depending on an individual’s circumstances. Some individuals may even have a hardship exception or an extenuating circumstance that leads them to receive their treatment free. But for most individuals, they should try as much as they legally can to have their medical procedures covered by their insurance plan. Insurance coverage can help an individual enjoy the benefits of a lift procedure without having to cover massive costs down the line.

For those interested in this procedure, there is no surgeon better than Dr. Andrew Jacono of the New York Center for Facial Plastic & Laser Surgery. Dr. Jacono has decades of experience and is board-certified in Facial Plastic and Reconstructive Surgery as well as Head and Neck Surgery. With a before-and-after gallery that showcases his skill, it’s no wonder why Dr. Jacono is so acclaimed. Dr. Jacono will help ensure that any lifts an individual is interested in, he can perform safely and effectively. For more information, visit the site of this New York facelift specialist today.

I received compensation for this post.  Please do your own research before purchasing products or using services.  Your opinions and results may differ.


mail4rosey said...

I probably know someone who has gotten a facelift. They seem pretty common. I've never had anyone talk to me about it though. Maybe soon. I'm getting to be that age, lol (grandma of 2!). :)